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Legitimate free credit reports... Don't forget to get yours! Tim 
Posted by: Tim at 10:43 PM EST on 3/28/2005
File Under: Whatever

Earlier this month, the federal policy on free credit reports was extended to the midwest states. So, the service is now available to those in the west and midwest. Unfortunately, those of you in the south will have to wait until June 1, and those in the east have to wait until September 1.

Given that I'm graduating soon, I figured it'd be a good idea to take a look at my own report, since I never have before. Thankfully, nothing anomalous showed up, but you never know.

Anyway, consider this a reminder and public service announcement. If you haven't already, head over to and get your credit report. This site is completely legit and won't lock you into some nutty credit monitoring service, like so many others. It's free, and just a good idea in general.

PROTIP: Everyone is entitled one report from each of three credit reporting agencies (Experian, Equfax, and TransUnion) every 12 months. If you only choose to get a report from one, you can save the other two for later. So, if you space them out every four months, you can continually keep pretty close tabs on your credit.
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